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For merchants who can’t afford a declined payment.
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Every payment,
on its best path.
Checkout that
converts.
Hosted checkout, card fields and wallets in one drop-in. Turn on the components you need and go live without rebuilding your flow.
Every provider.
One place.
Connect multiple acquirers and PSPs behind one API. Set rules by region, card type or amount, and let declined payments cascade to the next provider automatically.
FieldOperatorValue
And
Then take action
Choose where to route this payment and what to do if it fails.
1Route to Primary
2If declined, retry with
+ Add an action
Approval rates
you can see.
Volume, approvals, payouts, refunds and fraud across every provider, in one live view. Spot a drop the moment it happens.
August
Payments
€9.48M
204,551 payments · €46 average
JanAug
Approval rate
171,230 approved
83.7%of total payments
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Reconcile every payout,
to the cent.
Fees, FX, refunds and chargebacks from every provider land in one ledger. Export to your accounting stack or pull it through the API.
This month
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Built to get more
payments approved.
Behind every transaction, a stack of optimisations works to turn more attempts into successful payments, automatically.
850+
acquirers, PSPs and local methods behind one integration
+11%
average approval uplift from smart routing
35+ currencies
accepted and settled from a single integration
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Platform
Advanced routing.
Advanced routing.
Simple to run.
Soft declines recovered
€311,040
Checkout methods
4 of 5
Integrations
View all integrations
Keep the providers you already use.
Bring your existing acquirer contracts and plug in new ones in days. Plugins for the major commerce platforms, or one REST API for everything else.
About NORDBYT
Get started
Talk to our team
Infrastructure, not intermediaries.
We build the payments layer high-risk merchants have always needed: one integration, many acquirers, one ledger.
Settled today€1.28M96.4% approved · 12,480 payments
Our story
Built after watching good merchants get switched off.
Merchants in crypto, iGaming, forex and subscriptions lose accounts overnight. One acquirer exits a sector, and revenue stops while the business behind it is perfectly sound.
The fix was never another introduction to another bank. It was infrastructure: many acquirers behind one integration, so no single provider can take a merchant offline.
That is what NORDBYT is.
Keep every legitimate merchant open for business.
Redundant acquiring, smart routing and one ledger, so a decline or a provider exit never becomes lost revenue.
Every rail, in every market, behind one plug.
Local acquiring and settlement in each region we enter, with the same API and the same ledger everywhere.
Core values
What guides every decision.
Our team
Built by people who have run payments.
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Customers & partners.
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Contact
Tell us about your business.
For merchant onboarding and payment partnerships, send a message or email us directly. We respond within one business day.
business@nordbyt.comEnquiry received.
Thank you. Our team will review your enquiry and reply within one business day.
Payment solutions
Get started
Talk to our team
Every layer of payments. One platform.
Acquiring, alternative methods, routing, settlement and risk behind one API. Built for merchants of every size, including the ones others turn away.
Acquiring across
multiple banks.
Underwriting across multiple acquirers, connected through one integration. Card volume goes where it is most likely to be approved.
Local methods.
Global reach.
Wallets, bank transfers and buy now, pay later in one checkout. Switch methods on per market without touching your code.
Digital wallets.
One-tap checkout, tokenised end to end. Fewer fields, fewer drop-offs, and card data you never have to hold.
Payment
orchestration.
The layer that ties it together: one API in front of every provider, routing each payment to the path most likely to approve.
Stop fraud,
not customers.
Risk scoring, 3D Secure and chargeback tools work on every payment. Good customers pass, suspicious ones are stopped before they cost you.
Pricing
Pricing that scales
Pricing that scales
with your volume.
A platform fee plus transparent per-transaction rates. No setup fees, no lock-in.
Launch
For merchants going live with a single acquirer.
€0/ month
From 0.9% + €0.15 per transactionScale
Multi-acquirer routing for growing high-risk volume.
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{{ scaleSub }}Enterprise
Custom routing, rates and settlement at volume.
Custom
Volume-based interchange++ pricingFinal rates depend on underwriting, industry and volume.
Technology
Get started Talk to an engineer
The engine behind every approval.
One API in front of 700+ payment channels. Payments, optimisation and protection run on the same infrastructure, so every transaction is accepted, routed and secured in one pass.
Three layers. One integration.
Each layer works on its own. Together they turn a single request into the highest-performing path for every payment.
Accept how the world pays.
Cards, wallets, bank transfers and local methods behind one checkout, settled in the currency you choose.
Stop fraud, keep good customers.
Machine-learning risk scoring and dynamic 3D Secure challenge only the payments that need it.
Lifecycle
From tap to settlement in one pass.
Routing engineSee routing in action
Route on any signal.
Combine and prioritise rules in the dashboard, with no code changes. Start with global and local logic, then go deeper with velocity, new customers and VIPs.
Issuer countryCard BINCard schemeCredit, debit or prepaidAmountCurrencyMCCCustomer segmentNew or returningVIP tierVelocityRisk scoreProvider approval rateProcessing feeTime of dayDevice
Developers
Integrate once. Add providers without code.
A single REST API with hosted fields, or a ready-made plugin for your platform. New methods switch on from the dashboard.
ShopifyWooCommercePrestaShopSalesforceHubSpot
Security built into every request.
Why merchants stay.
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Questions, answered.
Anything else? business@nordbyt.com
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Start accepting payments.
Tell us about your business. Every enquiry is read by our team, and we reply within one business day.
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